1. Access and Use
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www.portfolio.nl is split into three sections. Areas that are: (1) accessible to all; (2) accessible to registered users; and (3) accessible to paying subscribers.

*Permitted Use:
All Portfolio News Services Content belongs to Portfolio News Services or its licensors. Portfolio News Services or its licensors own all intellectual property rights (including copyright and database rights) in the Portfolio News Services Content and any selection or arrangement of the Portfolio News Services Content. You may for your personal, non-commercial use:

-retrieve and display Portfolio News Services Content on any compatible device;
-print a single copy of individual articles on paper (but not photocopy them);
-email headlines appearing on www.portfolio.nl (but not full text articles) ;
-store such articles in electronic form on disk or on a mobile device (but not on any server or other storage device connected to a network); and
-Use spidering technology to search and link to www.portfolio.nl, provided that you do not infringe the Restrictions on Use below.

*Restrictions on Use:
You may not use www.portfolio.nl for any unlawful purpose. Except as expressly set out above, you may not copy, reproduce, publish, broadcast, transmit, modify, adapt, create derivative works of, store, archive, publicly display or in any way commercially exploit any of the Portfolio News Services Content. Without limitation, you may not do any of the following without prior written permission from Portfolio News Services (and neither may you allow a third party to do any of the same):

-with the exception of RSS feeds and personal, non-commercial use of the "Email This " service redistribute any of the Portfolio News Services Content, including our headlines (including by using it as part of any syndication, content aggregation, news aggregation, library, archive or similar service); or
-Remove the copyright or trade mark notice from any copies of Portfolio News Services Content made under these terms and conditions; or
-create a database in electronic or structured manual form by systematically and/or regularly downloading, caching, printing and storing all or any of the Portfolio News Services Content (by spidering or otherwise); or
-frame, harvest or scrape the Portfolio News Services Content or otherwise access the Portfolio News Services Content for similar purposes.
You acknowledge that "Portfolio News Services" is registered trade mark and that you may not use it without written permission from Portfolio News Services.

*Linking:
If you would like to link to www.portfolio.nl, please read and comply with the following guidelines and all applicable laws. A site or service that links to www.portfolio.nl:

At Work Use:
If you are using www.portfolio.nl in an "at work" capacity (whether for a company, partnership, public sector body, charity etc.) and your use extends beyond personal, non-commercial use then you should contact Portfolio News Services's Content Sales Dept at info@www.portfolio.nl to discuss your business requirements, since it is possible that your use of Portfolio News Services Content extends beyond what is permitted by these terms and conditions. In particular, all requests to republish, redistribute or syndicate Portfolio News Services Content, whether headlines, full text articles (or parts thereof) or the right to use Portfolio News Services Content internally within your business (for example, as part of a regular information dissemination service or on a company Intranet) or any external use that you may make (for example, within client reports or briefings) should be addressed to us, as such use falls outside the scope of use permitted by these terms and conditions. For more details click on the following Corporate site link.


2. Privacy Policy and Registration
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All information received by you from your use of www.portfolio.nl will be used by Portfolio News Services in accordance with our Privacy Policy.

On registration, you must provide Portfolio News Services with accurate, complete registration information and it is your responsibility to update and maintain changes to that information on the applicable www.portfolio.nl registration pages. This is particularly important if you subscribe to receive any Paid For Services. Portfolio News Services is entitled to rely on any information you provide to us.

Each registration is for a single user only. On registration, you will choose a user name and password ("ID"). Portfolio News Services does not permit any other person sharing your ID or access through a single ID being made available to multiple users on a network. Portfolio News Services may cancel or suspend your access to www.portfolio.nl if you do this without further obligation to you.

You are responsible for all use of www.portfolio.nl made by you or anyone else using your ID and for preventing unauthorised use of your ID. If you believe there has been any breach of security such as the disclosure, thePortfolio News Services or unauthorised use of your ID or any payment information, you must notify Portfolio News Services immediately by e-mailing us at help@www.portfolio.nl. We recommend that you do not select an obvious user password (such as your name) and that you change it regularly.

If you provide Portfolio News Services with an email address that will result in any messages Portfolio News Services may send you being sent to you via a network or device operated or owned by a third party (e.g. your employer or college) then you warrant that you are entitled to receive those messages. You also agree that Portfolio News Services may refrain from sending messages to you without notifying you, even if you have subscribed to receive them, if we receive a request from a third party to stop sending messages to you.


3. Technical Requirements and Site Security
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www.portfolio.nl is best viewed with one of our supported browsers. Our current list of supported browsers and the degree to which they are supported can be found here. Any payment information you send to us over the Internet is encrypted using 128 bit Secure Socket Layer technology. SSL is currently the preferred method to securely transfer credit card data over the Internet.


4. WARRANTIES AND LIMITATION OF LIABILITY
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The Portfolio News Services Content is only for your general information and use and is not intended to address your particular requirements. In particular, the Portfolio News Services Content does not constitute any form of advice, recommendation, representation, endorsement or arrangement by Portfolio News Services and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be obtained before making any such decision. Any agreements, transactions or other arrangements made between you and any third party named on (or linked to from) www.portfolio.nl are at your sole risk and responsibility. Any information that you receive via www.portfolio.nl whether or not it is classified as "real time", may have ceased to be current by the time it reaches you and share price information may be rounded up/down and therefore not entirely accurate. Portfolio News Services is not responsible for any use of the Portfolio News Services Content by you outside its scope as stated in these terms and conditions.

LIMITED WARRANTY
What we can guarantee: Portfolio News Services SHALL DEVELOP AND OPERATE www.portfolio.nl WITH REASONABLE SKILL AND CARE AND HAS REASONABLE SECURITY PROCEDURES IN PLACE.

What we cannot guarantee: EXCEPT AS SET OUT IN THE PARAGRAPH ABOVE, Portfolio News Services DOES NOT GIVE ANY WARRANTIES IN RESPECT OF www.portfolio.nl. TO THE EXTENT ALLOWED BY APPLICABLE LAW, Portfolio News Services HEREBY DISCLAIMS ALL OTHER WARRANTIES, CONDITIONS OR DUTIES OF EVERY NATURE WHATSOEVER (EXCEPT ANY DUTIES OF GOOD FAITH), INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF SATISFACTORY QUALITY, MERCHANTABILITY OR OF FITNESS FOR A PARTICULAR PURPOSE, ANY EXPRESS OR STATUTORY WARRANTIES, AND ANY WARRANTIES OR DUTIES REGARDING ACCURACY, TIMELINESS, COMPLETENESS, PERFORMANCE, AVAILABILITY, LACK OF NEGLIGENCE OR OF WORKMANLIKE EFFORT. NEITHER DO WE PROVIDE ANY WARRANTY THAT www.portfolio.nl IS FREE FROM INFECTION BY VIRUSES OR ANYTHING ELSE THAT HAS CONTAMINATING OR DESTRUCTIVE PROPERTIES.

OUR LIABILITY EXCLUSION
TO THE FULL EXTENT ALLOWED BY APPLICABLE LAW, YOU AGREE THAT Portfolio News Services WILL NOT BE LIABLE TO YOU FOR ANY LOSSES WHICH RELATE TO YOUR BUSINESS OR INVESTMENT CHOICES OR WHICH ARE NOT A DIRECT CONSEQUENCE OF YOUR USE OF www.portfolio.nl (INCLUDING LOST PROFITS OR LOSS OF PRIVACY OR LOSS OF OR DAMAGE TO DATA) OR WHICH ARISE AS A RESULT OF YOU USING www.portfolio.nl OUTSIDE THE SCOPE OF THESE TERMS AND CONDITIONS.

IN ADDITION TO BUT SEPARATE FROM THE ABOVE SPECIFIC EXCLUSION AND TO THE FULL EXTENT ALLOWED BY APPLICABLE LAW, YOU ALSO AGREE THAT Portfolio News Services WILL NOT BE LIABLE TO YOU FOR ANY OTHER INDIRECT, SPECIAL, CONSEQUENTIAL INCIDENTAL, PUNITIVE OR EXEMPLARY DAMAGES WHATSOEVER THAT ARISE OUT OF OR ARE RELATED TO YOUR USE OF www.portfolio.nl.

YOUR REMEDIES
Portfolio News Services SHALL USE REASONABLE ENDEAVOURS TO PROMPTLY REMEDY ANY FAULTS IN www.portfolio.nl OF WHICH IT IS AWARE.

YOU AGREE THAT YOUR ONLY OTHER REMEDY (INCLUDING FOR NEGLIGENCE) FOR ANY DAMAGES THAT YOU INCUR ARISING OUT OF YOUR USE OF www.portfolio.nl (TO THE EXTENT THAT Portfolio News Services'S LIABILITY IS NOT EXCLUDED BY THIS SECTION 5) IS AS FOLLOWS:

IF YOU HAVE SUBSCRIBED TO RECEIVE ANY PAID FOR SERVICES, YOUR REMEDY IS LIMITED TO THE DIRECT DAMAGES YOU ACTUALLY INCUR ARISING OUT OF YOUR USE OF www.portfolio.nl. THIS IS SUBJECT TO A LIMIT EQUAL TO THE ANNUAL FEE PAID BY YOU TO Portfolio News Services PURSUANT TO THESE TERMS AND CONDITIONS DURING THE YEAR IN WHICH THE DAMAGE IS INCURRED. YOU MAY AT YOUR OPTION RECEIVE PAID FOR SERVICES TO THE EQUIVALENT VALUE OF THIS LIMIT IN PLACE OF MONETARY DAMAGES.
IF YOU HAVE NOT SUBSCRIBED TO RECEIVE ANY PAID FOR SERVICES, THEN TO THE EXTENT WE CANNOT REMEDY THE RELEVANT FAULT IN www.portfolio.nl, YOUR REMEDY IS LIMITED TO RECEIVING PAID FOR SERVICES AT NO COST UP TO THE VALUE OF THE DIRECT DAMAGES YOU ACTUALLY INCUR ARISING OUT OF YOUR USE OF www.portfolio.nl. THIS IS SUBJECT TO A LIMIT EQUAL TO THE VALUE OF THE HIGHEST THEN APPLICABLE ANNUAL www.portfolio.nl SUBSCRIPTION FEE. YOU MAY NOT RECEIVE MONETARY DAMAGES.
IF A COURT OF COMPETENT JURISDICTION DETERMINES THAT EITHER OF THE ABOVE LIMITS ON OUR LIABILITY ARE UNENFORCEABLE, THEN YOU AGREE THAT IN ANY EVENT OUR TOTAL LIABILITY TO YOU SHALL NOT EXCEED DAMAGES GREATER THAN TWICE THE VALUE OF THE HIGHEST THEN APPLICABLE ANNUAL www.portfolio.nl SUBSCRIPTION FEE.

The above disclaimers and restrictions on liability apply equally to your use of www.portfolio.nl and all Portfolio News Services Content.


5. Third Party Sites and Services
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www.portfolio.nl contains links to other Internet websites or online and mobile services provided by independent third parties ("Third Party Sites"), either directly or through frames. Third Party Sites may be co-branded with Portfolio News Services and so include Portfolio News Services's trade mark. Portfolio News Services is not responsible for the availability or content of Third Party Sites and will not be a party to, or in any way responsible for, any transaction concerning goods or services available from such Third Party Sites. If you purchase products or services from a Third Party Site your contract for such products or services will be with the third party and not with Portfolio News Services. Our Privacy Policy does not apply to Third Party Sites.

Copyright in any software Portfolio News Servicesware that is made available for download from www.portfolio.nl belongs to Portfolio News Services or its suppliers. Your use of the soPortfolio News Servicesware is governed by the terms of any licence agreement that may accompany or be included with the soPortfolio News Servicesware. Portfolio News Services is not responsible for any technical or other issues that may arise if you download third party soPortfolio News Servicesware. Do not install or use any soPortfolio News Servicesware unless you agree to such licence agreement.


6. Choice of Law and Jurisdiction
---------------------------------
These terms and conditions shall be governed by, and construed in accordance with, Dutch law.

To the extent possible in the applicable jurisdiction, the parties irrevocably agree that the courts of the Netherlands shall (subject to the paragraph below) have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these terms and conditions, and for those purposes irrevocably submit all disputes to the jurisdiction of the Dutch courts.

For the exclusive benefit of Portfolio News Services and to the extent possible in the applicable jurisdiction, Portfolio News Services shall retain the right to bring proceedings as to the substance of the matter in the courts of the country of your residence or, where these terms and conditions are entered into in the course of your trade or profession, the country of the place of business in which you agreed to these terms and conditions or (if different) the country of your principal place of business.


7. General
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You may not assign, sub-license or otherwise transfer any of your rights under these terms and conditions.

If any provision of these terms and conditions is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these terms and conditions, which shall remain in full force and effect.

Failure by either party to exercise any right or remedy under these terms and conditions does not constitute a waiver of that right or remedy. Headings in these terms and conditions are for convenience only and will have no legal meaning or effect.


8. Paid For Services
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(a) GeneralPortfolio News Services operates the following "PAID FOR" services: www.portfolio.nl Subscription Services. By subscribing to receive the Paid For Services, as well as the above terms and conditions, you are also agreeing to the terms in this Section 8. Portfolio News Services reserves the right to vary the Paid For Services and does not guarantee that a Paid For Service will remain paid for or that a free-of-charge service will remain free-of-charge.

You agree to pay any subscription fees at the rates in effect when the charges are incurred. If you already receive any Paid For Services through any corporate or business arrangement made with us, any payment terms below will not apply to you.

You must provide us with complete and accurate payment information. You can pay by either credit or debit card. By submitting credit or debit card payment details to Portfolio News Services you warrant that you are entitled to purchase the Paid For Services using those payment details. In the case of unauthorised payments Portfolio News Services reserves the right to suspend or terminate your access to the Paid For Services. If we do not receive payment authorisation or any authorisation is subsequently cancelled, we may immediately terminate or suspend your access to any Paid For Services.

Portfolio News Services will try to process your subscription promptly but does not guarantee that the Paid For Services will be available to you by any specified time. A contract with you for receipt of the Paid For Services will come into effect when Portfolio News Services confirms this to you.

There is no specific time limit applying to your use of the Paid For Services on these terms and conditions. However, Portfolio News Services reserves the right to suspend or terminate your subscription to the Paid For Services if you breach these terms and conditions, with or without notice and without further obligation to you.

Portfolio News Services will charge you in Euro. You may also have to pay any applicable local taxes. Please click here for further tax information.


*Pricing: The subscription price is set out on the pages which contain our subscription process. You can take out either an annual or monthly subscription which will automatically renew or any other fixed term or automatically renewing payment frequency that we may offer from time to time. Portfolio News Services will notify you in advance of any price increases. If we give you a free trial, you will only be charged for with effect from the expiry of that free trial period. You are only entitled to one free trial each calendar year, and we reserve the right without notice and at any time to terminate any free trial over and above this amount. Eligibility for any discounts is ascertained at the time you subscribe and cannot be changed during the term of your subscription.


*Cancelling or Changing your Subscription: Cancellation of subscription should be notified at least 5 days before the end of subscription term.


9. Corporate Information
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www.portfolio.nl is operated by Portfolio News Services whose corporate details are as follows: registered office address is Straat van Makassar 8, 1183 HA Amstelveen, The Netherlands; Chamber of Commerce Amsterdam registration number is 33257405; VAT number is 1466.01.397.
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